The insured could not declare the identical bills twice

Vijander Bhandari, a retired Military colonel, was a member of the Ex-Servicemen’s Contributory Well being Scheme (ECHS). He was additionally coated below a person medical insurance coverage price Rs 2 lakh taken from ICICI Lombard. Bhandari developed extreme chest ache on February 2, 2016, which led to him being admitted to Sir HN Reliance Basis Hospital in Girgaon, Mumbai. He underwent open coronary heart surgical procedure the following day below the supervision of Dr. Sudhansu Bhattacharya. On the time of discharge on 14 February 2016, the hospital issued a closing invoice of INR 4,53,033 lakh together with a separate invoice of INR 6 lakh issued by Dr. Sudhansu Bhattacharya for his charges. The entire quantity reached Rs 10,53,033.

Bhandari first filed a declare with ICICI